Getting a mortgage can be confusing. There are many types of loans, from conventional and no-doc, to FHA and VA. It can be hard to know which is the right choice for you.   Who are VA home loans for? VA home loans are offered to anyone that has served in the military. It is one of the many entitlements offered to veterans in thanks and acknowledgment of their service.  What if I am no longer in the military or the spouse of deceased military?